{"id":1646,"date":"2024-09-18T15:33:48","date_gmt":"2024-09-18T10:03:48","guid":{"rendered":"https:\/\/mitigata.com\/blog\/?p=1646"},"modified":"2026-03-09T17:36:36","modified_gmt":"2026-03-09T12:06:36","slug":"cyber-and-crime-insurance","status":"publish","type":"post","link":"https:\/\/mitigata.com\/blog\/cyber-and-crime-insurance\/","title":{"rendered":"Cyber and Crime Insurance: Why Indian Businesses Need Both"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1646\" class=\"elementor elementor-1646\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3568ce87 e-flex e-con-boxed e-con e-parent\" data-id=\"3568ce87\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5796440c elementor-widget elementor-widget-text-editor\" data-id=\"5796440c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Indian businesses lost over <strong>\u20b92,495 crore<\/strong> to cyber fraud and financial crime in 2025. Yet when it comes to insurance, most companies either conflate the two or pick just one and end up exposed on the other front.<\/p><p>Corporate cyber insurance and corporate crime insurance are not interchangeable. They protect against fundamentally different risks, respond to different triggers, and pay out under different conditions. Understanding the difference could be the decision that saves your business.<\/p><h3><b>Mitigata: India&#8217;s leading cyber insurance provider<\/b><\/h3><p>Cyber threats are on the rise, but the right insurance partner can make a difference. With <b>800+ companies trusting Mitigata<\/b> not only for coverage but also for proactive cyber defence.<\/p><p><b>Why businesses trust Mitigata:<br \/><\/b>Mitigata is the only company in India to offer <a href=\"https:\/\/mitigata.com\/blog\/what-is-cyber-insurance\/\">cyber insurance<\/a> with exclusive access to the Mitigata console. A comprehensive platform that provides a complete picture of your organisation&#8217;s digital risks. With Mitigata, you can:<\/p><ul><li>Identify system and network weaknesses before they can be exploited.<\/li><li>Train your team with realistic phishing simulations.\u00a0<\/li><li>Monitor for fake domains, phishing sites, and invisible cyber threats.<\/li><li>Get Access to 24\/7 support and expert advice anytime.<\/li><li>Competitive pricing with no hidden costs.\u00a0<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-86e7075 e-flex e-con-boxed e-con e-parent\" data-id=\"86e7075\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f80c9d7 e-con-full e-flex e-con e-child\" data-id=\"f80c9d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97cea1d elementor-widget elementor-widget-heading\" data-id=\"97cea1d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cyber Risk Insurance Starting at <span style=\"color:#04DB7F\">Just \u20b995,000\/Year*\n<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de17b16 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"de17b16\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-698da64 elementor-widget elementor-widget-text-editor\" data-id=\"698da64\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Save more with Mitigata and get exclusive tools to monitor your digital footprint proactively.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36edad0 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"36edad0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mitigata.com\/bookDemo\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to Our Experts today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e338dd7 e-con-full e-flex e-con e-child\" data-id=\"e338dd7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d01b37 elementor-widget elementor-widget-image\" data-id=\"6d01b37\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/06\/Green-and-White-Modern-Computer-Service-Repair-Logo.png\" class=\"attachment-medium size-medium wp-image-3615\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b109c7 e-flex e-con-boxed e-con e-parent\" data-id=\"9b109c7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-266ffee elementor-widget elementor-widget-text-editor\" data-id=\"266ffee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><b>Corporate Cyber Insurance vs Corporate Crime Insurance: At a Glance<\/b><\/h2><p>Here is a quick side-by-side to orient you before we go deeper:<\/p><table style=\"width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 14px; line-height: 1.4;\"><thead><tr><th style=\"padding: 12px; border: 1px solid #ddd; background: #04DB7F; color: #ffffff; text-align: center;\" scope=\"col\">Evaluation Factor<\/th><th style=\"padding: 12px; border: 1px solid #ddd; background: #04DB7F; color: #ffffff; text-align: center;\" scope=\"col\">Corporate Cyber Insurance<\/th><th style=\"padding: 12px; border: 1px solid #ddd; background: #04DB7F; color: #ffffff; text-align: center;\" scope=\"col\">Corporate Crime Insurance<\/th><\/tr><\/thead><tbody><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Primary threat<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Digital attacks (hacking, ransomware, phishing)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Human\/financial crime (fraud, theft, embezzlement)<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Asset type<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Intangible (data, systems, digital operations)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Tangible (money, securities, physical property)<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Typical trigger<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">External cyberattack or data breach<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Employee dishonesty, forgery, social engineering<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Key coverage<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Data recovery, legal costs, business interruption, ransom<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Direct financial loss from theft or fraud<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Third-party liability<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes (customer data breach claims)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Limited<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Covers social engineering?<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Sometimes (as an add-on)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes (core coverage)<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">DPDP Act compliance support<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">No<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Who needs it?<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Any business handling data or digital systems<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Any business handling money or financial transactions<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">India premium range (SMEs)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">\u20b950,000 \u2013 \u20b95,00,000\/year<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">\u20b930,000 \u2013 \u20b93,00,000\/year<\/td><\/tr><\/tbody><\/table><p><strong>Note:<\/strong> Premium ranges are indicative and vary by business size, sector, and coverage limits.<\/p><h2><b>What is Corporate Cyber Insurance?<\/b><\/h2><p>Corporate cyber insurance, also called cyber liability insurance, protects your business from the financial fallout of digital threats. Think of it as the financial safety net that kicks in after your technical defences have been breached.<\/p><h3><b>What Does Cyber Insurance Cover?<\/b><\/h3><ul><li>Ransomware and extortion payments<\/li><li>Data breach response costs (forensics, notification, credit monitoring)<\/li><li>Business interruption losses during system downtime<\/li><li>Legal fees and regulatory fines following a breach<\/li><li>Third-party liability if customer or partner data is compromised<\/li><li>Crisis management and PR expenses<\/li><li>Phishing and business email compromise (BEC) often as an add-on<\/li><\/ul><h3><b>What Cyber Insurance Does NOT Cover<\/b><\/h3><ul><li style=\"list-style-type: none;\"><ul><li>Pre-existing vulnerabilities or known unpatched systems<\/li><li>Deliberate fraud committed by your own directors or executives<\/li><li>Physical theft of hardware or cash<\/li><li>Power failures or hardware breakdowns (unless caused by a cyber event)<\/li><li>War or state-sponsored attacks (check the war exclusion clause carefully)<\/li><\/ul><\/li><\/ul><blockquote><p>Not sure which insurer to choose? See our roundup of the <a href=\"https:\/\/mitigata.com\/blog\/top-cyber-insurance-companies-in-india\/\"><b><i>top cyber insurance companies in India.<\/i><\/b><\/a><\/p><\/blockquote><p><b>Real Case: Ransomware Hits an Indian Manufacturer<\/b><\/p><p>In 2022, a mid-sized Pune-based auto components manufacturer was hit by a ransomware attack that encrypted its entire production management system. The attackers demanded \u20b92 crore. Even though the company had basic cybersecurity tools in place, recovery took 18 days.<\/p><p>Losses included the ransom, data recovery fees, legal counsel, and lost revenue, totalling over <strong>\u20b94.5 crore<\/strong>. Their corporate cyber insurance policy covered <strong>\u20b93.8 crore<\/strong> of that. Without it, the business may not have survived the quarter.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a3ee04 e-flex e-con-boxed e-con e-parent\" data-id=\"6a3ee04\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-646847f e-con-full e-flex e-con e-child\" data-id=\"646847f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ad01a0 elementor-widget elementor-widget-heading\" data-id=\"0ad01a0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>The Only Cyber Insurance Partner <span style=\"color:#04DB7F\">You'll Ever Need<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c680178 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c680178\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28aebf6 elementor-widget elementor-widget-text-editor\" data-id=\"28aebf6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>We go beyond coverage with our console-driven insights, 24\/7 support, and top-tier protection at unbeatable pricing.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aeb1988 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"aeb1988\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mitigata.com\/bookDemo\" id=\"pop_up_form_blog_cta\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to Our Expert Today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-547961a e-con-full e-flex e-con e-child\" data-id=\"547961a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5198ff5 elementor-widget elementor-widget-image\" data-id=\"5198ff5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/08\/Mitigata.png\" class=\"attachment-medium size-medium wp-image-5332\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1584382 e-flex e-con-boxed e-con e-parent\" data-id=\"1584382\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dad621 elementor-widget elementor-widget-text-editor\" data-id=\"4dad621\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><b>What is Corporate Crime Insurance?<\/b><\/h2><p>Corporate crime insurance, sometimes called commercial crime insurance, protects businesses from financial losses caused by criminal acts, most commonly committed by employees, vendors, or third-party fraudsters. It addresses the human side of financial risk.<\/p><h3><b>What Does Corporate Crime Insurance Cover?<\/b><\/h3><ul><li>Employee dishonesty and embezzlement<\/li><li>Forgery or alteration of financial documents<\/li><li>Computer fraud (unauthorised fund transfers via internal systems)<\/li><li>Social engineering and impersonation fraud<\/li><li>Theft of money, securities, or physical property<\/li><li>Vendor or third-party fraud<\/li><li>Fraudulent wire transfers<\/li><\/ul><h3><b>What Corporate Crime Insurance Does NOT Cover<\/b><\/h3><ul><li>Cyberattacks or ransomware (unless they result in direct fund theft &#8211; check policy wording)<\/li><li>Losses discovered after the policy period ends without timely reporting<\/li><li>Intentional losses where the insured directed or participated in the act<\/li><li>Market losses, bad investments, or trade credit risk<\/li><\/ul><blockquote><p>Discover the <a href=\"https:\/\/mitigata.com\/blog\/top-crime-insurance-companies-india\/\"><b><i>top crime insurance companies in India<\/i><\/b><\/a> and find the right coverage for your business needs.<\/p><\/blockquote><p><b>Real Case: \u20b9150 Crore Embezzlement at an Indian Real Estate Firm<\/b><\/p><p>A prominent Indian real estate company discovered that a senior finance executive had siphoned over <strong>\u20b9150 crore<\/strong> across two years through a network of shell companies and falsified financial records.<\/p><p>Weak internal controls meant the fraud went undetected for 24 months. It was their corporate crime insurance policy that covered a significant portion of the losses and funded the forensic audit that brought the full scale of the fraud to light. Without that policy, the company&#8217;s financial position would have been untenable.<\/p><h2><b>Cyber and Crime Insurance: The Key Differences Explained<\/b><\/h2><p><a href=\"https:\/\/mitigata.com\/blog\/guide-to-choosing-cyber-risk-insurance\/\">Cyber risk insurance<\/a> responds to digital attacks on your systems, while crime insurance responds to financial crimes committed against your organisation, often by people you trust.<\/p><p>Where they can overlap is in <strong>social engineering fraud<\/strong>. If an employee is tricked by a fake email into wiring funds to a fraudster&#8217;s account, that loss may sit at the boundary of both policies. Some cyber policies cover this as an add-on; most crime policies cover it as standard. This is exactly why relying on just one can leave you exposed.<\/p><p>Another area of confusion: <strong>computer fraud<\/strong>. If a hacker gains unauthorised access to your banking system and transfers funds out, that is typically a crime insurance claim. It is not a cyber claim, even though a computer was involved.<\/p><table style=\"width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 14px; line-height: 1.4;\"><thead><tr><th style=\"padding: 12px; border: 1px solid #ddd; background: #04DB7F; color: #ffffff; text-align: center;\" scope=\"col\">Scenario<\/th><th style=\"padding: 12px; border: 1px solid #ddd; background: #04DB7F; color: #ffffff; text-align: center;\" scope=\"col\">Covered by Cyber?<\/th><th style=\"padding: 12px; border: 1px solid #ddd; background: #04DB7F; color: #ffffff; text-align: center;\" scope=\"col\">Covered by Crime?<\/th><\/tr><\/thead><tbody><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Ransomware attack encrypts your servers<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">No<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Employee embezzles company funds<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">No<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Hacker transfers money from company account<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Partial (breach response)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes (fund recovery)<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Fake vendor invoice leads to payment<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Sometimes (add-on)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Customer data breach creates legal liability<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">No<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Forged cheques presented to your bank<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">No<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">CEO impersonated via email<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Sometimes (add-on)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">Business shuts down due to an IT outage<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Yes (BI coverage)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">No<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc40966 e-flex e-con-boxed e-con e-parent\" data-id=\"cc40966\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bf78898 e-con-full e-flex e-con e-child\" data-id=\"bf78898\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-191ebed elementor-widget elementor-widget-heading\" data-id=\"191ebed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Trusted Cyber and Crime Insurance \n<span style=\"color:#04DB7F\">for Businesses<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa5184b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"fa5184b\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d80fbe7 elementor-widget elementor-widget-text-editor\" data-id=\"d80fbe7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mitigata partners with top insurers to deliver full coverage, fast claims support, and reliable protection.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a0abcb elementor-align-left elementor-widget elementor-widget-button\" data-id=\"7a0abcb\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mitigata.com\/bookDemo\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to Our Experts today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b61f102 e-con-full e-flex e-con e-child\" data-id=\"b61f102\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-243c53d elementor-widget elementor-widget-image\" data-id=\"243c53d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/06\/Green-and-White-Modern-Computer-Service-Repair-Logo.png\" class=\"attachment-medium size-medium wp-image-3615\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c27623 e-flex e-con-boxed e-con e-parent\" data-id=\"8c27623\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef14488 elementor-widget elementor-widget-text-editor\" data-id=\"ef14488\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><b>Do Indian Businesses Need Both Cyber and Crime Insurance?<\/b><\/h2><p>Here is a simple framework to decide:<\/p><table style=\"width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 14px; line-height: 1.4;\"><thead><tr><th style=\"padding: 12px; border: 1px solid #ddd; background: #04DB7F; color: #ffffff; text-align: center;\" scope=\"col\">Your Business Profile<\/th><th style=\"padding: 12px; border: 1px solid #ddd; background: #04DB7F; color: #ffffff; text-align: center;\" scope=\"col\">Minimum Recommended Cover<\/th><\/tr><\/thead><tbody><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">You handle customer data (e-commerce, fintech, healthcare, SaaS)<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Cyber insurance is non-negotiable<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">You process significant financial transactions or have cash-handling operations<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Crime insurance is non-negotiable<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">You have 10+ employees with access to company systems or accounts<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Both policies strongly recommended<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">You are in BFSI, IT, manufacturing, or real estate<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Both policies \u2013 sector risk is high on both fronts<\/td><\/tr><tr><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff; font-weight: 600;\">You are an SME with a tight budget<\/td><td style=\"padding: 12px; border: 1px solid #ddd; background: #ffffff;\">Start with the higher-risk policy; add the other within 12 months<\/td><\/tr><\/tbody><\/table><p><strong>Good news:<\/strong> Get both policies through <strong>Mitigata<\/strong> at better pricing, with cleaner claims handling and no coverage gaps.<\/p><p><a href=\"https:\/\/mitigata.com\/bookDemo\">Contact Mitigata<\/a><span style=\"margin: 0px; padding: 0px;\">\u00a0 now to learn more about\u00a0our all-inclusive insurance options, so you can protect your company from unforeseen problems in the contemporary world.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39f0fdd e-flex e-con-boxed e-con e-parent\" data-id=\"39f0fdd\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21b14e0 elementor-widget elementor-widget-html\" data-id=\"21b14e0\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\r\n{\r\n\"@context\": \"https:\/\/schema.org\/\",\r\n\"@type\": \"Product\",\r\n\"name\": \"Cyber and Crime Insurance | What Most Companies Get Wrong\",\r\n\"image\": \"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2024\/09\/A1.png\",\r\n\"description\": \"Understand Corporate Cyber Insurance and Corporate Crime Insurance, their coverage, major differences, and why businesses need both.\",\r\n\"brand\": {\r\n\"@type\": \"Brand\",\r\n\"name\": \"Mitigata\"\r\n},\r\n\"sku\": \"917807153087\",\r\n\"aggregateRating\": {\r\n\"@type\": \"AggregateRating\",\r\n\"ratingValue\": \"4.6\",\r\n\"ratingCount\": \"8353\"\r\n}\r\n}\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>As cyber threats constantly evolve, government regulation is expected to significantly shape India&#8217;s cyber insurance market. 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