{"id":5858,"date":"2025-10-08T14:59:58","date_gmt":"2025-10-08T09:29:58","guid":{"rendered":"https:\/\/mitigata.com\/blog\/?p=5858"},"modified":"2025-10-08T15:04:20","modified_gmt":"2025-10-08T09:34:20","slug":"reasons-cyber-insurance-claims-denied","status":"publish","type":"post","link":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/","title":{"rendered":"Top Reasons Cyber Insurance Claims Are Denied"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5858\" class=\"elementor elementor-5858\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd61478 e-flex e-con-boxed e-con e-parent\" data-id=\"cd61478\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d6ba82 elementor-widget elementor-widget-text-editor\" data-id=\"8d6ba82\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You buy cyber insurance believing it will protect you when trouble strikes. But what happens if, when you finally need it, the claim does not go through?<\/span><\/p><p><span style=\"font-weight: 400;\">Here is a fact that might surprise you: more than 40% of cyber insurance claims are rejected.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">The biggest reason? Missing or weak security controls. In fact, 26% of rejected claims fall into this category.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">One simple example is not running phishing simulations for employees.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If your team is not trained to spot phishing emails, insurers can say you did not take enough care to protect your business.<\/span><\/p><p><span style=\"font-weight: 400;\">Cyber insurance is important, but it is not a guaranteed shield. To make it work for you, you need to know the common reasons why claims are denied.<\/span><\/p><h3>Mitigata Helps You Avoid Claim Denials Before They Happen<\/h3><p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-3792\" src=\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/06\/Mitigata-Signature.jpg\" alt=\"\" width=\"2200\" height=\"656\" \/><br \/><span style=\"font-weight: 400;\">Most cyber insurance claims are denied because businesses fail to meet the hidden requirements often buried in policies. Weak security controls, unclear documentation, or slow response during an attack can all give insurers a reason to reject your claim.<\/span><\/p><p><span style=\"font-weight: 400;\">This is where Mitigata changes the story.<\/span><\/p><p><span style=\"font-weight: 400;\">We help businesses secure policies that are compliant and aligned with real-world risks.<\/span><\/p><p><span style=\"font-weight: 400;\">With 800+ companies protected and 500+ cyber insurance products, we match you with the right coverage and ensure your security controls meet insurer standards.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1cc6103 e-flex e-con-boxed e-con e-parent\" data-id=\"1cc6103\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-24caabb e-con-full e-flex e-con e-child\" data-id=\"24caabb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2694f43 elementor-widget elementor-widget-heading\" data-id=\"2694f43\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When Cyber Incidents Strike, We \n<span style=\"color:#04DB7F\">Make Claims Work for You<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9505892 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9505892\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88ddae7 elementor-widget elementor-widget-text-editor\" data-id=\"88ddae7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With immediate incident handling, legal guidance, and data continuity, Mitigata prevents denials and minimizes financial risks.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7533e4d elementor-align-left elementor-widget elementor-widget-button\" data-id=\"7533e4d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mitigata.com\/bookDemo\" id=\"pop_up_form_blog_cta\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to Our Expert Today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d2fe9c5 e-con-full e-flex e-con e-child\" data-id=\"d2fe9c5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd28caf elementor-widget elementor-widget-image\" data-id=\"dd28caf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/08\/Mitigata.png\" class=\"attachment-medium size-medium wp-image-5332\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3d9a46 e-flex e-con-boxed e-con e-parent\" data-id=\"a3d9a46\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d706eb elementor-widget elementor-widget-text-editor\" data-id=\"5d706eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">But we don\u2019t stop at policy placement. Our platform ensures that when an incident strikes, you are not scrambling. Mitigata\u2019s security network handles 70% of cyber claims through swift action, which includes:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Immediate response to contain incidents before they spiral.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ransomware negotiation that keeps costs down.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Legal and cyber law consultation to help you navigate complex jargon.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Smart PR management to protect your reputation.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Data migration and workload portability with a 10-minute SLA for business continuity.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">This fast, coordinated response has already saved clients more than $500,000 in claims, while helping secure up to 95% claim coverage.<\/span><\/p><p><b>Check out Mitigata\u2019s step-by-step guide to applying for <\/b><a href=\"https:\/\/mitigata.com\/blog\/step-by-step-guide-to-applying-for-cyber-insurance\/\"><b>cyber insurance<\/b><\/a><\/p><p><b>Top Reasons Cyber Insurance Claims Get Denied<\/b><\/p><p><span style=\"font-weight: 400;\">The following are the most common reasons for cyber insurance claim denials:<\/span><\/p><ol><li><b> Filing Under the Wrong Clause<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">We have seen this one as the most frequent reason for multiple insurance claim denials. Imagine your company experiences a ransomware attack that encrypts all your systems, forcing you to shut down operations for three days.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If you file this claim under &#8220;data breach expenses&#8221; because data was involved, your insurer will likely deny it.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Because no data was actually stolen or exposed, your systems were simply locked. This scenario falls under &#8220;business interruption&#8221; or &#8220;cyber extortion&#8221; coverage instead.<\/span><\/p><ol start=\"2\"><li><b> Delayed Notification<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">Cyber insurance policies almost always include strict notification requirements &#8211; usually requiring you to inform your insurer within 24 to 72 hours of discovering an incident. Many claims are denied simply because companies wait too long to report.<\/span><\/p><p><span style=\"font-weight: 400;\">Remember: your insurer needs to be notified when you discover a potential incident, not when you&#8217;ve finished investigating it or confirmed how bad it is.<\/span><\/p><ol start=\"3\"><li><b> Policy Exclusions You Didn&#8217;t Know About<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">Cyber insurance does not provide complete protection against every incident. The majority of policies have limitations for specific situations, such as employee negligent actions, state-sponsored attacks, and losses resulting from known but unpatched vulnerabilities.<\/span><\/p><p><span style=\"font-weight: 400;\">For example, if a conflict resulting from a nation-sponsored cyberwar caused your systems to be breached, your insurer might characterise this as an &#8220;act of war&#8221; that is often not covered.<\/span><\/p><blockquote><p><i>The silent clause of <\/i><a href=\"https:\/\/mitigata.com\/blog\/war-exclusion-in-cyber-insurance\/\"><b><i>cyber insurance war exclusion<\/i><\/b><\/a><b><i> is enough to put your business at risk. Check out this blog to learn how this exclusion can impact you.<\/i><\/b><\/p><\/blockquote><ol start=\"4\"><li><b> Poor Security Practices and Prevention<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">Insurers expect you to maintain reasonable cybersecurity measures. If your claim reveals that you failed to implement basic security controls, your coverage may be denied based on breach of warranty or failure to meet policy conditions.<\/span><\/p><p><b>Example<\/b><span style=\"font-weight: 400;\">: After a data breach, your insurer investigates and discovers that your company hadn&#8217;t updated critical software in over two years, had no multi-factor authentication enabled, and wasn&#8217;t running antivirus software.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">These findings suggest gross negligence in cybersecurity practices. In such cases, the insurer will deny the claim.<\/span><\/p><ol start=\"5\"><li><b> Lack of Documentation<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">Even if you have good security practices, you need to prove it. Many claims are denied because companies cannot provide adequate documentation showing they maintained the security controls they claimed to have in place.<\/span><\/p><ol start=\"6\"><li><b> Third-Party Faults<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">Sometimes the weak link isn\u2019t you, but a vendor or partner. For example, if a cloud provider or payment processor experiences a breach that affects your firm, the insurer may deny your claim, citing the third party&#8217;s liability.<\/span><\/p><ol start=\"7\"><li><b> Misrepresentation or Nondisclosure<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">When purchasing cyber insurance, you are requested to provide information about your systems, safety measures, and the types of data you handle.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If you overstated your security configuration or minimised the amount of important data you save, it can backfire. Insurers may decline your claim due to misrepresentation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63d01d9 e-flex e-con-boxed e-con e-parent\" data-id=\"63d01d9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-202cbb1 e-con-full e-flex e-con e-child\" data-id=\"202cbb1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7af0d27 elementor-widget elementor-widget-heading\" data-id=\"7af0d27\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Secure Cyber Insurance Approvals\n<span style=\"color:#04DB7F\"> With Mitigata\u2019s Expert Support<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11f3504 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"11f3504\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-faa51b2 elementor-widget elementor-widget-text-editor\" data-id=\"faa51b2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tOur 24\/7 support team manages incidents immediately, preventing claims from being rejected.\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a0e9ce elementor-align-left elementor-widget elementor-widget-button\" data-id=\"9a0e9ce\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mitigata.com\/bookDemo\" id=\"pop_up_form_blog_cta\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to Our Expert Today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b65393a e-con-full e-flex e-con e-child\" data-id=\"b65393a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d9cfe2 elementor-widget elementor-widget-image\" data-id=\"3d9cfe2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/08\/Mitigata.png\" class=\"attachment-medium size-medium wp-image-5332\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e7fa6a e-flex e-con-boxed e-con e-parent\" data-id=\"4e7fa6a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b87a4ae elementor-widget elementor-widget-text-editor\" data-id=\"b87a4ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>What Insurers Look For When Evaluating a Cyber Claim<\/b><\/p><p><span style=\"font-weight: 400;\">When a cyber incident occurs and you file a claim, the insurance company does not just issue a check.<\/span><\/p><p><span style=\"font-weight: 400;\">Insurers use a rigorous screening process to decide whether the claim is valid and falls within the scope of your policy. Some of the important things they evaluate include:<\/span><\/p><p><b>Policy Coverage and Clauses<\/b><\/p><p><span style=\"font-weight: 400;\">Insurers first determine if the type of attack you received is covered by your policy. For example, if your policy covers data breaches but not ransomware, your claim for ransomware may be denied.<\/span><\/p><p><b>Timely notification<\/b><\/p><p><span style=\"font-weight: 400;\">Insurers expect to be contacted soon following an occurrence. Delays in reporting can make them suspicious, as late notifications could intensify the impact of the attack and limit their capacity to fix damages.<\/span><\/p><p><b>Security Controls in Place<\/b><\/p><p><span style=\"font-weight: 400;\">Most insurance companies require businesses to follow basic security procedures such as multi-factor authentication (MFA), frequent system updates, firewalls, and employee training. If these are not implemented, your claim may be questioned.<\/span><\/p><p><b>Evidence and Documentation<\/b><\/p><p><span style=\"font-weight: 400;\">Insurers will request complete documents, including incident reports, security logs, and evidence of preventative measures taken. Without proper documentation, even a valid claim may struggle to get approval.<\/span><\/p><p><b>Nature and scope of the incident<\/b><\/p><p><span style=\"font-weight: 400;\">What type of attack took place, how it occurred and what type of data was impacted. This helps in understanding which coverage section applies.<\/span><\/p><blockquote><p>Confused between so many insurance providers? Check out these <a href=\"https:\/\/mitigata.com\/blog\/top-cyber-insurance-companies-in-india\/\">top cyber insurance companies<\/a> and their comparison in this guide.<\/p><\/blockquote><p><b>How to Avoid Cyber Insurance Claim Denials<\/b><\/p><p><span style=\"font-weight: 400;\">Prevention is always better than dealing with a denied claim after a crisis. Here are practical steps to ensure your cyber insurance claim gets approved when you need it most:<\/span><\/p><p><b>Before purchasing coverage:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accurately disclose all relevant information about your data assets, security practices, and previous incidents<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Understand your policy exclusions and limitations thoroughly<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Work with an experienced broker who can match coverage to your actual risk profile<\/span><\/li><\/ul><p><b>After purchasing coverage:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Implement and maintain all required security controls specified in your policy<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Document everything, such as security audits, training sessions, software updates, and incident response drills<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Review your policy annually as your business and risk profile evolve<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Establish a clear incident response plan that includes immediate insurer notification<\/span><\/li><\/ul><p><b>When an incident occurs:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Notify your insurer immediately, even if you&#8217;re still investigating<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preserve all evidence and logs related to the incident<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Follow your insurer&#8217;s guidance on forensic investigators and legal counsel<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep detailed records of all response costs and business disruption impacts<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3b0f0d e-flex e-con-boxed e-con e-parent\" data-id=\"f3b0f0d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a6a35e4 e-con-full e-flex e-con e-child\" data-id=\"a6a35e4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb4b553 elementor-widget elementor-widget-heading\" data-id=\"cb4b553\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Simplify Your Cyber Insurance\n<span style=\"color:#04DB7F\"> Claim Process<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f06e213 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f06e213\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cfcca4 elementor-widget elementor-widget-text-editor\" data-id=\"1cfcca4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Around-the-clock expert assistance ensures claims are filed correctly and processed quickly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c9175a elementor-align-left elementor-widget elementor-widget-button\" data-id=\"3c9175a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/mitigata.com\/bookDemo\" id=\"pop_up_form_blog_cta\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Talk to Our Expert Today!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e79e3f8 e-con-full e-flex e-con e-child\" data-id=\"e79e3f8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8197cc elementor-widget elementor-widget-image\" data-id=\"b8197cc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/08\/Mitigata.png\" class=\"attachment-medium size-medium wp-image-5332\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61bb878 e-flex e-con-boxed e-con e-parent\" data-id=\"61bb878\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f9792c elementor-widget elementor-widget-text-editor\" data-id=\"6f9792c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Real-World Scenarios: What Went Wrong<\/b><\/p><p><span style=\"font-weight: 400;\">Learning from others&#8217; mistakes can save you from similar claim denials. Here are three notable cases that illustrate common pitfalls:<\/span><\/p><ol><li><b> International Control Services vs. Travelers Property Casualty Company<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">The Case: International Control Services faced a ransomware attack and filed a claim with Travelers.<\/span><\/p><p><b>The Issue:<\/b><span style=\"font-weight: 400;\"> Travelers denied the claim, arguing the company failed to properly implement multi-factor authentication (MFA), a requirement for coverage.<\/span><\/p><p><b>Lesson:<\/b><span style=\"font-weight: 400;\"> Meeting baseline security conditions like MFA isn\u2019t optional. If your insurer requires it, failing to comply can instantly invalidate your claim.<\/span><\/p><ol start=\"2\"><li><b> BitPay vs. Massachusetts Bay Insurance Company<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">The Case: BitPay, a global crypto payment provider, lost $1.8 million after hackers phished the credentials of its CFO via a compromised business partner.<\/span><\/p><p><b>The Issue:<\/b><span style=\"font-weight: 400;\"> The insurer denied the claim, stating the loss was not \u201cdirect.\u201d Because the attack originated through a partner\u2019s systems, it didn\u2019t meet the policy\u2019s definition of covered losses.<\/span><\/p><p><b>Lesson<\/b><span style=\"font-weight: 400;\">: Cyber risk often extends beyond your walls. Always clarify with your insurer whether vendor-related or indirect losses are covered.<\/span><\/p><p><span style=\"font-weight: 400;\">Learn about the <\/span><a href=\"https:\/\/mitigata.com\/blog\/cyber-insurance-cost-india\/\"><span style=\"font-weight: 400;\">cyber insurance cost and premiums<\/span><\/a><span style=\"font-weight: 400;\"> in our expertly curated guide!<\/span><\/p><ol start=\"3\"><li><b> Mondelez International vs. Zurich Insurance Group<\/b><\/li><\/ol><p><b>The Case<\/b><span style=\"font-weight: 400;\">: Mondelez suffered over $100 million in damages from the NotPetya ransomware attack in 2017. When it filed a claim, Zurich denied it under the \u201cwar exclusion\u201d clause, arguing the attack was linked to Russian state actors.<\/span><\/p><p><b>The Issue:<\/b><span style=\"font-weight: 400;\"> The legal battle highlighted a major issue &#8211; can a nation-state-backed cyberattack be considered an \u201cact of war\u201d?<\/span><\/p><p><b>Lesson<\/b><span style=\"font-weight: 400;\">: Policy exclusions can be broad. Companies must be aware of how insurers may interpret ambiguous terms like \u201cwarlike action\u201d in the context of cyber incidents.<\/span><\/p><p><b>Conclusion<\/b><\/p><p><span style=\"font-weight: 400;\">Cyber insurance can be a lifeline after an attack, but only if you understand your coverage, comply with its guidelines, and accurately report events. Otherwise, a cyber insurance coverage denial can leave your company financially exposed at an important time.<\/span><\/p><p><span style=\"font-weight: 400;\">That&#8217;s why it&#8217;s critical to work with the best cyber insurance experts.<\/span><\/p><p><span style=\"font-weight: 400;\">As India&#8217;s top cyber resilience company, we have provided complete cyber insurance plans to over 600 businesses, ensuring cyber resilience and compliance so that claims do not get trapped in loopholes.<\/span><\/p><p><span style=\"font-weight: 400;\">Contact Mitigata today and secure a policy that truly has your back!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>You buy cyber insurance believing it will protect you when trouble strikes. But what happens if, when you finally need&hellip;<\/p>\n","protected":false},"author":2,"featured_media":5859,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[18],"tags":[4],"class_list":["post-5858","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cyber-insurance","tag-cyber-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.9 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Top Reasons Cyber Insurance Claims Are Denied- Mitigata<\/title>\n<meta name=\"description\" content=\"7 major reasons insurance companies deny cyber claims. Learn how to keep your business protected from costly denials.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top Reasons Cyber Insurance Claims Are Denied\" \/>\n<meta property=\"og:description\" content=\"7 major reasons insurance companies deny cyber claims. Learn how to keep your business protected from costly denials.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/\" \/>\n<meta property=\"og:site_name\" content=\"Mitigata Cyber insurance &amp; security blogs\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-08T09:29:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-08T09:34:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1652\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"akshit k\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@mitigata\" \/>\n<meta name=\"twitter:site\" content=\"@mitigata\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"akshit k\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/\"},\"author\":{\"name\":\"akshit k\",\"@id\":\"https:\/\/mitigata.com\/blog\/#\/schema\/person\/1abbbc9054b935ce7062272377e7b9fb\"},\"headline\":\"Top Reasons Cyber Insurance Claims Are Denied\",\"datePublished\":\"2025-10-08T09:29:58+00:00\",\"dateModified\":\"2025-10-08T09:34:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/\"},\"wordCount\":1678,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/mitigata.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png\",\"keywords\":[\"Cyber insurance\"],\"articleSection\":[\"Cyber Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/\",\"url\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/\",\"name\":\"Top Reasons Cyber Insurance Claims Are Denied- Mitigata\",\"isPartOf\":{\"@id\":\"https:\/\/mitigata.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png\",\"datePublished\":\"2025-10-08T09:29:58+00:00\",\"dateModified\":\"2025-10-08T09:34:20+00:00\",\"description\":\"7 major reasons insurance companies deny cyber claims. Learn how to keep your business protected from costly denials.\",\"breadcrumb\":{\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#primaryimage\",\"url\":\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png\",\"contentUrl\":\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png\",\"width\":1652,\"height\":480,\"caption\":\"How to Avoid a Cyber Insurance Claim Denial\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/mitigata.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Top Reasons Cyber Insurance Claims Are Denied\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/mitigata.com\/blog\/#website\",\"url\":\"https:\/\/mitigata.com\/blog\/\",\"name\":\"Mitigata Cyber insurance & security blogs\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/mitigata.com\/blog\/#organization\"},\"alternateName\":\"Mitigata - smart cyber insurance\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/mitigata.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/mitigata.com\/blog\/#organization\",\"name\":\"Mitigata: Smart Cyber insurance\",\"url\":\"https:\/\/mitigata.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/mitigata.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/08\/Mitigata-Full-Stack-Logo-Black.png\",\"contentUrl\":\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/08\/Mitigata-Full-Stack-Logo-Black.png\",\"width\":648,\"height\":280,\"caption\":\"Mitigata: Smart Cyber insurance\"},\"image\":{\"@id\":\"https:\/\/mitigata.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/mitigata\",\"https:\/\/www.instagram.com\/mitigata_insurance\/\",\"https:\/\/www.linkedin.com\/company\/mitigata-insurance\/\"],\"legalName\":\"Mitigata Insurance Broker private limited\",\"foundingDate\":\"2021-07-30\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/mitigata.com\/blog\/#\/schema\/person\/1abbbc9054b935ce7062272377e7b9fb\",\"name\":\"akshit k\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/mitigata.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2026\/03\/akshit-k_avatar.png\",\"contentUrl\":\"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2026\/03\/akshit-k_avatar.png\",\"caption\":\"akshit k\"},\"description\":\"Akshit is a cybersecurity professional with experience across threat intelligence, incident response, and enterprise security. He has worked with organisations across industries - helping them navigate cyber risks, meet regulatory requirements, and build stronger defences.\",\"url\":\"https:\/\/mitigata.com\/blog\/author\/akshit\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Top Reasons Cyber Insurance Claims Are Denied- Mitigata","description":"7 major reasons insurance companies deny cyber claims. Learn how to keep your business protected from costly denials.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/","og_locale":"en_US","og_type":"article","og_title":"Top Reasons Cyber Insurance Claims Are Denied","og_description":"7 major reasons insurance companies deny cyber claims. Learn how to keep your business protected from costly denials.","og_url":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/","og_site_name":"Mitigata Cyber insurance &amp; security blogs","article_published_time":"2025-10-08T09:29:58+00:00","article_modified_time":"2025-10-08T09:34:20+00:00","og_image":[{"width":1652,"height":480,"url":"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png","type":"image\/png"}],"author":"akshit k","twitter_card":"summary_large_image","twitter_creator":"@mitigata","twitter_site":"@mitigata","twitter_misc":{"Written by":"akshit k","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#article","isPartOf":{"@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/"},"author":{"name":"akshit k","@id":"https:\/\/mitigata.com\/blog\/#\/schema\/person\/1abbbc9054b935ce7062272377e7b9fb"},"headline":"Top Reasons Cyber Insurance Claims Are Denied","datePublished":"2025-10-08T09:29:58+00:00","dateModified":"2025-10-08T09:34:20+00:00","mainEntityOfPage":{"@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/"},"wordCount":1678,"commentCount":0,"publisher":{"@id":"https:\/\/mitigata.com\/blog\/#organization"},"image":{"@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#primaryimage"},"thumbnailUrl":"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png","keywords":["Cyber insurance"],"articleSection":["Cyber Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/","url":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/","name":"Top Reasons Cyber Insurance Claims Are Denied- Mitigata","isPartOf":{"@id":"https:\/\/mitigata.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#primaryimage"},"image":{"@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#primaryimage"},"thumbnailUrl":"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png","datePublished":"2025-10-08T09:29:58+00:00","dateModified":"2025-10-08T09:34:20+00:00","description":"7 major reasons insurance companies deny cyber claims. Learn how to keep your business protected from costly denials.","breadcrumb":{"@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#primaryimage","url":"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png","contentUrl":"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/10\/How-to-Avoid-a-Cyber-Insurance-Claim-Denial.png","width":1652,"height":480,"caption":"How to Avoid a Cyber Insurance Claim Denial"},{"@type":"BreadcrumbList","@id":"https:\/\/mitigata.com\/blog\/reasons-cyber-insurance-claims-denied\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/mitigata.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Top Reasons Cyber Insurance Claims Are Denied"}]},{"@type":"WebSite","@id":"https:\/\/mitigata.com\/blog\/#website","url":"https:\/\/mitigata.com\/blog\/","name":"Mitigata Cyber insurance & security blogs","description":"","publisher":{"@id":"https:\/\/mitigata.com\/blog\/#organization"},"alternateName":"Mitigata - smart cyber insurance","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mitigata.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/mitigata.com\/blog\/#organization","name":"Mitigata: Smart Cyber insurance","url":"https:\/\/mitigata.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mitigata.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/08\/Mitigata-Full-Stack-Logo-Black.png","contentUrl":"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2025\/08\/Mitigata-Full-Stack-Logo-Black.png","width":648,"height":280,"caption":"Mitigata: Smart Cyber insurance"},"image":{"@id":"https:\/\/mitigata.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/mitigata","https:\/\/www.instagram.com\/mitigata_insurance\/","https:\/\/www.linkedin.com\/company\/mitigata-insurance\/"],"legalName":"Mitigata Insurance Broker private limited","foundingDate":"2021-07-30","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/mitigata.com\/blog\/#\/schema\/person\/1abbbc9054b935ce7062272377e7b9fb","name":"akshit k","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mitigata.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2026\/03\/akshit-k_avatar.png","contentUrl":"https:\/\/mitigata.com\/blog\/wp-content\/uploads\/2026\/03\/akshit-k_avatar.png","caption":"akshit k"},"description":"Akshit is a cybersecurity professional with experience across threat intelligence, incident response, and enterprise security. He has worked with organisations across industries - helping them navigate cyber risks, meet regulatory requirements, and build stronger defences.","url":"https:\/\/mitigata.com\/blog\/author\/akshit\/"}]}},"_links":{"self":[{"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/posts\/5858","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/comments?post=5858"}],"version-history":[{"count":4,"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/posts\/5858\/revisions"}],"predecessor-version":[{"id":5863,"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/posts\/5858\/revisions\/5863"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/media\/5859"}],"wp:attachment":[{"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/media?parent=5858"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/categories?post=5858"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mitigata.com\/blog\/wp-json\/wp\/v2\/tags?post=5858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}