General Liability Insurance For Business
Our General Liability Insurance strengthens your business against a spectrum of risks, offering more than just coverage—we act as your digital guardians. As the landscape of threats evolves, we ensure your cybersecurity interests remain protected. Trust us to be the vigilant shield that safeguards your business continuity in today's digital age.
What is General Liability Insurance?
General Liability Insurance provides coverage for businesses against claims of bodily injury, property damage, and personal injury arising from their operations, products, or services. It helps protect businesses from financial losses due to lawsuits, medical expenses, and other legal expenses resulting from accidents or incidents that occur on their premises or as a result of their operations.
Your Business's Guardian
Commercial General Liability Insurance
In today's dynamic business landscape, risks lurk at every turn. Mitigata provides robust protection against the diverse liabilities that could jeopardise your operations and reputation.
Bodily Injury Coverage
Protection against claims for bodily injuries sustained by third parties on your business premises or as a result of your operations.
Property Damage Coverage
Coverage for damages to third-party property caused by your business operations, products, or services.
Personal and Advertising Injury
Coverage for non-physical injuries such as libel, slander, or copyright infringement.
Legal Defence Costs
Coverage for legal expenses, including attorney fees, court costs, and settlements or judgments related to covered claims.
Medical Payments
Coverage for medical expenses incurred by third parties injured on your premises, regardless of fault.
Products and Completed Operations
Coverage for liability arising from products you've sold or operations you've completed.
Damage To Rented Property
Covers damages to rented property if you cause a fire.
Act Of God Perils
Covers third party liability occurring from natural disasters like earthquakes, floods and tsunamis.
Professional Liability
Coverage for errors, omissions, or negligence in professional services provided by your business.
Employee Injuries
Coverage for injuries sustained by your employees while on the job, which is typically covered by workers' compensation insurance.
Intentional Acts
Coverage does not extend to deliberate acts of harm or damage caused by the insured.
Pollution Liability
Coverage for damages resulting from pollution or environmental contamination.
Cyber Liability
Coverage for losses related to data breaches, cyber attacks, or other cyber incidents, which require separate cyber liability insurance.
Employment Practices Liability
Coverage for claims related to employment-related issues such as discrimination, harassment, or wrongful termination.
Wear and Tear
CGL insurance excludes damages that come from normal tear and wear.
Nuclear Risks
Excludes damages from nuclear damage or contamination.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
Commercial General Liability Insurance: Report
This report covers liability protection for businesses, including medical payments, tenant’s liability, and sudden pollution events. It shields businesses from various third-party claims related to daily operations, with exclusions for employer-related claims, gradual pollution, and intentional injuries.
Why Should You Get A
General Liability Insurance ?
Legal Protection
Protect your business legally against injury, property damage, or personal injury claims
Financial Security
Ensure financial security by covering legal expenses and medical costs.
Business Continuity
Maintain business continuity despite unexpected legal challenges.
Professional Image
Enhance your professional image and credibility.
Risk Mitigation
Mitigate financial risks associated with lawsuits or claims.
Contractual Compliance
Fulfil contractual requirements for clients and partners.
Reasons Why Mitigata
Is A Better Choice
Tailored Protection for New Cyber Risks
Unlike many traditional policies, Mitigata covers modern threats like data breaches and cyber incidents, making sure your business is shielded in today’s digital world.
Rapid Incident Response
Our team acts fast when a claim arises, with an immediate action plan to reduce financial loss and protect your business reputation, so you can keep moving forward with minimal disruption.
Expert Guidance Throughout
With Mitigata, you’re not alone—we offer ongoing risk management support and expert insights tailored to your industry to keep your business prepared and protected.
Flexible Policy Options for All Sizes
Whether you’re a small startup or a growing enterprise, our policies are designed to fit your specific needs without paying for coverage you don’t need.
Proactive Risk Assessment Tools
Mitigata offers risk assessment tools to help you understand and address potential threats before they become costly issues, setting us apart in prevention-focused coverage.
Dedicated Broker Support
Our brokers provide personalized advice and services, ensuring you get the best protection while fulfilling client and partner requirements, enhancing your credibility and stability.
All Industries for
General Liability Insurance
Tailored Coverage for Businesses Across All Industries
UNDERSTAND THE RISK
Claims & Incident
Response Processes
We've designed a detailed approach to claims and incident response for General Liability, focused on safeguarding your business and ensuring its endurance against a range of legal and physical risks.
Our Claims Approach
Mitigata's General Liability Insurance offers a robust defense against claims of bodily injury, property damage, and personal injuries, ensuring rapid, comprehensive claim handling. Our proactive approach minimizes financial impacts and protects your reputation, seamlessly integrating into your risk management strategy to safeguard business continuity and stability.
Our Incident Response
At Mitigata, we provide an immediate, coordinated response to incidents under our General Liability Insurance, offering unparalleled legal support. Our dedicated team ensures quick resolution of claims, minimizing disruption and financial risk to your business. We embody resilience, protecting your operations and reputation against unforeseen liabilities, ensuring peace of mind.
Our Broker Advantage
Mitigata empowers brokers with our General Liability Insurance, enabling you to offer businesses comprehensive risk coverage and peace of mind. Our customized policies provide financial security and legal protection, enhancing your portfolio. We support businesses across various industries with tailored coverage, ensuring their professional image and continuity in the digital age.
Things You
Probably Wonder
General Liability Insurance provides coverage for claims of bodily injury, property damage, and personal injury arising from business operations, products, or services.
It helps protect your business from financial losses due to lawsuits, medical expenses, and legal expenses resulting from accidents or incidents on your premises or as a result of your operations.
While it's not legally required in all cases, many businesses opt for General Liability Insurance to safeguard against potential liabilities and protect their financial interests.
Exclusions may vary depending on the policy, but typical exclusions can include intentional acts, professional errors (covered under professional liability policies instead of general liability), and certain types of property damage not covered by the policy.
The cost of General Liability Insurance can vary based on factors such as the size of your business, industry, location, coverage limits, and deductible. It's best to consult with an insurance provider for a personalised quote.