Crime Insurance: Stay Safe from Business Crime
Life's unpredictable, and business crimes like theft and fraud are unexpected curveballs. With our Crime Insurance acting as a vigilant guard dog for your finances, you can focus on growing your business while we watch over the rest, protecting you from the unforeseen.
Understanding Crime Insurance
Crime Insurance serves as a safeguard for your business, protecting against the loss of funds, securities, or inventory due to criminal activities. It’s a critical component of a comprehensive risk management strategy, designed to provide a safety net against the financial impact of theft, fraud, and forgery.
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Crime Cyber Insurance
Your external partners are key to expansion, but they also open doors to cyber risks—our Crime Cyber Insurance keeps them secure.
Employee Theft Coverage
Protection against losses from theft or forgery by an employee, covering money, securities, or other property.
Premises Coverage
Covers losses from destruction, theft, or computer theft of money or securities on the business’s premises by someone other than an employee.
Transit Coverage
Safeguards against the loss of money or securities while being transported by the business, an armored car service, or authorized personnel.
Computer Fraud Coverage
Extends to include losses from third-party computer fraud, including associated expenses from a computer violation.
Depositors Forgery Coverage
Protects against financial loss from forged checks or other instruments fraudulently drawn on the business’s accounts.
Insider Theft by Partners
Any theft or fraudulent act committed by a partner of the insured is not covered under the policy.
Reproduction Costs
Costs involved in reproducing lost or damaged documents, such as manuscripts or records, are excluded.
Establishment of Loss Amounts
The policy does not cover the expenses incurred by the business in establishing the existence or precise amount of a covered loss.
War and Government Action
Losses arising from war, military action, governmental intervention, or similar actions are not covered.
Disclaimer: Explanations in "What's Covered" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
Reasons Why Mitigata
Is A Better Choice
Comprehensive Fraud Protection
Swift Claim Resolution
Customizable Coverage Options
Proactive Risk Management
Expert Support Team
Why Should You Get
Crime Insurance ?
Safeguard Financial Assets
Protects your company's financial resources against theft, fraud, and forgery.
Employee Dishonesty Shield
Coverage extends to potential losses caused by dishonest acts of employees.
Risk Management Support
Access to expert risk assessment and proactive measures to prevent crime.
Business Continuity Assurance
Ensures minimal disruption to your operations in the event of a crime-related loss.
Regulatory Compliance Aid
Helps meet legal and contractual obligations related to financial safeguards.
Reputation Protection
Mitigates the negative impact of criminal activities on your company’s reputation.
All Industries for
Crime Insurance
Crime Insurance is essential for businesses across all industries, including but not limited to:
UNDERSTAND THE RISK
Claims & Incident
Response Processes
At Mitigata, we recognize the cyber risks from external entities to your business's growth and efficiency. Our comprehensive claims and incident response approach safeguards your business, ensuring resilience against cyber threats.
Our Claims Approach
Mitigata revolutionizes cyber claims with a swift, coordinated approach. Our in-house team ensures rapid responses, aligning with the quick pace of cyber threats. This strategy allows us to minimize your losses and expedite your return to normal operations, safeguarding your business's core values.
Our Incident Response
At Mitigata, our incident response team provides immediate, comprehensive support following a cyber threat. We're equipped to reduce the impact on your operations with our real-time, expert assistance. Experience how our proactive response protects your organization.
Our Broker Advantage
Brokers play a crucial role in navigating cybersecurity and insurance complexities. Mitigata supports you in offering unparalleled coverage and protection through our Active Cyber Insurance, streamlining the process and enhancing client satisfaction.
Things You
Probably Wonder
Crime insurance protects businesses against financial losses due to internal and external fraudulent activities. This includes employee theft, forgery, computer fraud, funds transfer fraud, and theft of money and securities from premises or in transit.
Yes, crime insurance policies typically include coverage for losses resulting from employee dishonesty, such as theft of money, securities, or property by an employee.
Yes, many crime insurance policies now offer coverage options for cyber fraud, including losses due to computer fraud and funds transfer fraud perpetrated by external parties.
The cost of crime insurance varies based on several factors, including the size of your business, industry type, the coverage limits you choose, your company's claim history, and the specific risks associated with your business operations.
To file a claim, you should promptly notify your insurance provider upon discovery of a loss or suspected loss. Provide all relevant documentation and evidence related to the claim, following your insurer's guidelines for claim submission and processing. Your insurer will then guide you through the claims process.