Crime Insurance: Stay Safe from Business Crime
Life's unpredictable, and business crimes like theft and fraud are unexpected curveballs. With our Crime Insurance acting as a vigilant guard dog for your finances, you can focus on growing your business while we watch over the rest, protecting you from the unforeseen.
Understanding Crime Insurance
Crime Insurance serves as a safeguard for your business, protecting against the loss of funds, securities, or inventory due to criminal activities. It’s a critical component of a comprehensive risk management strategy, designed to provide a safety net against the financial impact of theft, fraud, and forgery.
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Crime Cyber Insurance
Your external partners are key to expansion, but they also open doors to cyber risks—our Crime Cyber Insurance keeps them secure.
Employee Theft Coverage
Protection against losses from theft or forgery by an employee, covering money, securities, or other property, either alone or in collusion with others
Premises Coverage
Covers losses from destruction, theft, or computer theft of money or securities on the business’s premises by someone other than an employee.
Transit Coverage
Safeguards against the loss of money or securities while being transported by the business, an armored car service, or authorized personnel.
Computer Fraud Coverage
Extends to include losses from third-party computer fraud, including associated expenses from a computer violation.
Depositors Forgery Coverage
Protects against financial loss from forged checks or other instruments fraudulently drawn on the business’s accounts.
Care Custody and Control
Money, Securities and other property owned by you for which the Insured is legally liable or held by the Insured in any capacity.
Social Engineering Losses
Losses incurred by you by fraudulent impersonation.
Insider Theft by Partners
Any theft or fraudulent act committed by a partner or major shareholders of the insured is not covered under the policy.
Establishment of Loss Amounts
The policy does not cover the expenses incurred by the business in establishing the existence or precise amount of a covered loss.
War and Government Action
Losses arising from war, military action, governmental intervention, or similar actions are not covered.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
Why Should You Get
Crime Insurance ?
Safeguard Financial Assets
Protects your company's financial resources against theft, fraud, and forgery.
Employee Dishonesty Shield
Coverage extends to potential losses caused by dishonest acts of employees.
Social Engineering Fraud
Losses incurred by you by fraudulent impersonation.
Reasons Why Mitigata
Is A Better Choice
Protection Against Social Engineering Fraud
Mitigata covers losses from fraud through impersonation scams, protecting your business from schemes where scammers pretend to be trusted contacts to steal money or sensitive information.
Employee Theft Coverage
Our coverage extends to dishonest acts by employees, so if an employee engages in theft or fraud, Mitigata helps cover those losses, giving you peace of mind.
Flexible Options for Specific Needs
We offer customizable coverage, so you can choose options like extra protection for assets in transit or for cash kept on-site, ensuring you get coverage that fits your business operations.
Fast, Hassle-Free Claims Resolution
Mitigata’s claims process is quick and straightforward, helping you get compensated swiftly when a crime affects your business, so you can focus on getting back to normal.
Comprehensive Computer Fraud Coverage
Our policy includes coverage for computer-related fraud, protecting you from hackers or online fraudsters trying to steal your funds through cyber methods.
Proactive Risk Management Support
Mitigata provides guidance on preventing business crime, helping you implement practices that reduce your risk of fraud and theft before it happens.
All Industries for
Crime Insurance
Crime Insurance is essential for businesses across all industries, including but not limited to:
UNDERSTAND THE RISK
Claims & Incident
Response Processes
At Mitigata, we recognize the cyber risks from external entities to your business's growth and efficiency. Our comprehensive claims and incident response approach safeguards your business, ensuring resilience against cyber threats.
Our Claims Approach
Mitigata revolutionizes cyber claims with a swift, coordinated approach. Our in-house team ensures rapid responses, aligning with the quick pace of cyber threats. This strategy allows us to minimize your losses and expedite your return to normal operations, safeguarding your business's core values.
Our Incident Response
At Mitigata, our incident response team provides immediate, comprehensive support following a cyber threat. We're equipped to reduce the impact on your operations with our real-time, expert assistance. Experience how our proactive response protects your organization.
Our Broker Advantage
Brokers play a crucial role in navigating cybersecurity and insurance complexities. Mitigata supports you in offering unparalleled coverage and protection through our Active Cyber Insurance, streamlining the process and enhancing client satisfaction.
Things You
Probably Wonder
Crime insurance protects businesses against financial losses due to internal and external fraudulent activities. This includes employee theft, forgery, computer fraud, funds transfer fraud, and theft of money and securities from premises or in transit.
Yes, crime insurance policies typically include coverage for losses resulting from employee dishonesty, such as theft of money, securities, or property by an employee.
Yes, many crime insurance policies now offer coverage options for cyber fraud, including losses due to computer fraud and funds transfer fraud perpetrated by external parties.
The cost of crime insurance varies based on several factors, including the size of your business, industry type, the coverage limits you choose, your company's claim history, and the specific risks associated with your business operations.
To file a claim, you should promptly notify your insurance provider upon discovery of a loss or suspected loss. Provide all relevant documentation and evidence related to the claim, following your insurer's guidelines for claim submission and processing. Your insurer will then guide you through the claims process.