General Liability Insurance For Business

Our General Liability Insurance strengthens your business against a spectrum of risks, offering more than just coverage—we act as your digital guardians. As the landscape of threats evolves, we ensure your cybersecurity interests remain protected. Trust us to be the vigilant shield that safeguards your business continuity in today's digital age.

What is General Liability Insurance?

General Liability Insurance provides coverage for businesses against claims of bodily injury, property damage, and personal injury arising from their operations, products, or services. It helps protect businesses from financial losses due to lawsuits, medical expenses, and other legal expenses resulting from accidents or incidents that occur on their premises or as a result of their operations.

Your Business's Guardian

Comprehensive General Liability Insurance

In today's dynamic business landscape, risks lurk at every turn. Sentinel provides robust protection against the diverse liabilities that could jeopardise your operations and reputation.

Bodily Injury Coverage

Protection against claims for bodily injuries sustained by third parties on your business premises or as a result of your operations.

Property Damage Coverage

Coverage for damages to third-party property caused by your business operations, products, or services.

Personal and Advertising Injury

Coverage for non-physical injuries such as libel, slander, or copyright infringement.

Legal Defence Costs

Coverage for legal expenses, including attorney fees, court costs, and settlements or judgments related to covered claims.

Medical Payments

Coverage for medical expenses incurred by third parties injured on your premises, regardless of fault.

Products and Completed Operations

Coverage for liability arising from products you've sold or operations you've completed.

Fire, Water, and Other Property Damage

Protection against damages caused by fire, water leaks, or other property-related incidents.

Business Interruption Coverage

Coverage for lost income and operating expenses if your business must temporarily close due to a covered event like a fire or natural disaster.

Professional Liability

Coverage for errors, omissions, or negligence in professional services provided by your business.

Employee Injuries

Coverage for injuries sustained by your employees while on the job, which is typically covered by workers' compensation insurance.

Intentional Acts

Coverage does not extend to deliberate acts of harm or damage caused by the insured.

Auto Liability

Coverage for accidents involving vehicles owned or used by the business, which is typically covered by commercial auto insurance.

Pollution Liability

Coverage for damages resulting from pollution or environmental contamination.

Cyber Liability

Coverage for losses related to data breaches, cyber attacks, or other cyber incidents, which require separate cyber liability insurance.

Employment Practices Liability

Coverage for claims related to employment-related issues such as discrimination, harassment, or wrongful termination.

Disclaimer: Explanations in "What's Covered" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.

Cyber Predictions 2024: Navigating India’s Cyber Security Horizon Report

Dive into the digital depths of India’s cybersecurity environment with Mitigata's insightful Cyber Predictions 2024 report. This pivotal analysis offers a sweeping view of the current cyber threats, with a dedicated focus on India’s rapidly evolving digital landscape. Learn how to safeguard your organization against the sophisticated cyber tactics that are reshaping the security domain from the insights of industry experts.

Comprehensive General Liability Report Thumbnail

Reasons Why Mitigata

Is A Better Choice

Features
Mitigata Header Logo
Others
Expert Legal Support
Tailored Policies
End to end claim assistance
Minimum Policy Price guarantee
Rapid Insurance issuance

Why Should You Get A

General Liability Insurance ?

Legal Protection

Protect your business legally against injury, property damage, or personal injury claims

Financial Security

Ensure financial security by covering legal expenses and medical costs.

Business Continuity

Maintain business continuity despite unexpected legal challenges.

Professional Image

Enhance your professional image and credibility.

Risk Mitigation

Mitigate financial risks associated with lawsuits or claims.

Contractual Compliance

Fulfil contractual requirements for clients and partners.

All Industries for

General Liability Insurance

Tailored Coverage for Businesses Across All Industries

Fintech

Health Tech

B2B

Consumer Tech

Manufacturing

Logistics

Marketplace

UNDERSTAND THE RISK

Claims & Incident

Response Processes

We've designed a detailed approach to claims and incident response for General Liability, focused on safeguarding your business and ensuring its endurance against a range of legal and physical risks.

Two people, one seated at a computer and the other standing with a pen, both examining a large document on a clipboard, representing a meticulous claims review process of Mitigata.

Our Claims Approach

Mitigata's General Liability Insurance offers a robust defense against claims of bodily injury, property damage, and personal injuries, ensuring rapid, comprehensive claim handling. Our proactive approach minimizes financial impacts and protects your reputation, seamlessly integrating into your risk management strategy to safeguard business continuity and stability.

A person addressing an alert sign with gears and a computer in the background, illustrating a proactive and technical approach to incident response in the context of liability insurance.

Our Incident Response

At Mitigata, we provide an immediate, coordinated response to incidents under our General Liability Insurance, offering unparalleled legal support. Our dedicated team ensures quick resolution of claims, minimizing disruption and financial risk to your business. We embody resilience, protecting your operations and reputation against unforeseen liabilities, ensuring peace of mind.

A person presenting a checklist titled 'ADVANTAGES' with check marks, symbolising the comprehensive benefits provided by insurance brokers of Mitigata.

Our Broker Advantage

Mitigata empowers brokers with our General Liability Insurance, enabling you to offer businesses comprehensive risk coverage and peace of mind. Our customized policies provide financial security and legal protection, enhancing your portfolio. We support businesses across various industries with tailored coverage, ensuring their professional image and continuity in the digital age.

Things You

Probably Wonder

General Liability Insurance provides coverage for claims of bodily injury, property damage, and personal injury arising from business operations, products, or services.

It helps protect your business from financial losses due to lawsuits, medical expenses, and legal expenses resulting from accidents or incidents on your premises or as a result of your operations.

While it's not legally required in all cases, many businesses opt for General Liability Insurance to safeguard against potential liabilities and protect their financial interests.

Exclusions may vary depending on the policy, but typical exclusions can include intentional acts, professional errors, and certain types of property damage or bodily injury not covered by the policy.

The cost of General Liability Insurance can vary based on factors such as the size of your business, industry, location, coverage limits, and deductible. It's best to consult with an insurance provider for a personalised quote.

Prepare. Mitigate.Insure.