What happens if someone's property is damaged on my premises, and I have to cover the cost?
The policy covers damages to third-party property occurring on your premises.
- Property damage
Covers costs of repair or replacement for third-party belongings.
This ensures you are not left to handle the financial burden of accidental damages caused to others' property on your premises.
If a visitor's belongings are damaged while at your office, notify your insurer immediately. Provide details about the incident and any supporting documents, like repair bills. The policy will help you cover these costs or defend against legal claims, giving you one less thing to worry about.
Back to Insurance 101What should I do if a regulator sends me a notice?
The policy helps with regulatory notices and responses.
What steps should I take if a client sends me a legal notice for not delivering on a project?
The policy helps address disputes involving the insured person (D&O) effectively.
What should I do if I am accused of breaking anti-trust laws?
The policy helps with anti-trust allegations and defence.
What should I do if I'm accused of any kind of wrongdoing?
The policy supports defence against broad accusations.
What does it mean if shareholders file a lawsuit on behalf of the company (derivative action), and how should I deal with it?
The policy provides coverage for shareholder claims.
What should I do if shareholders file a class-action lawsuit against the Board?
The policy provides support for shareholder class-action cases.
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