Errors and Omissions (E&O) Insurance
Mitigata helps you compare insurer options, understand the policy wording, and choose the right errors and omissions cover that fits your business risk and budget.
HDFC ERGO
Bajaj Allianz
ICICI Lombard
Iffco Tokio
SBI General
Kotak Zurich
Raheja QBE
TATA AIG
Liberty General
Cholamandalam
Shriram General
Reliance
Go Digit
What protects your service. What doesn't.
E&O Insurance is built for professional service risk. It helps when a client says your advice, work, mistake, delay, or omission caused them financial loss.
- Covered01 / 08
Legal expenses
Covers costs of defending against claims, including court fees and attorney fees.
- Covered02 / 08
Professional mistakes and negligence claims
Addresses claims arising from professional errors, omissions, mistakes, or service failures, including accusations of negligence while performing professional duties.
- Covered03 / 08
Breach of duty
Provides coverage for unintentional breach of duty, confidentiality, or trust.
- Covered04 / 08
Intellectual property and loss of documents/data
Covers liability arising due to unintentional infringement of intellectual property, excluding patents and trade secrets, and losses related to client data, business records, or important documents.
- Covered05 / 08
Mitigation costs
Costs incurred to prevent further damages after an error is discovered.
- Covered06 / 08
Outstanding fees
Compensation for unpaid fees when a client refuses to pay due to an error or omission in the professional service provided.
- Not covered07 / 08
Intentional wrongdoing
Claims arising from intentional and known misconduct are not covered.
- Not covered08 / 08
Pre-existing conditions
Losses related to professional errors, omissions or mistakes that occurred before the policy's effective date/retroactive date are not covered.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
Insurance should fit the risk, not just the budget.
Most insurance journeys stop at quote comparison. Mitigata studies your business, finds suitable options from top insurance providers, explains the fine print, and supports you when claims need speed.
Quote first. Questions later.
- 01·Price
Premium gets compared before your real exposure is understood.
- 02·Wording
Exclusions become clear only when the claim gets serious.
- 03·Claims
Documents bounce between teams, brokers, insurers, and inboxes.
- 04·Support
After policy purchase, support becomes slow and unclear.
Risk checked. Cover matched. Support stays.
- 01·Assess
We review your business risk before suggesting cover options.
- 02·Match
Top insurers are compared for wording, price, and fit.
- 03·Claims
24/7 support helps claims move without unnecessary chaos.
- 04·Honest
We explain limits clearly and do not overpromise cover.
The nearby risks worth covering too.
Errors and Omissions Insurance protects professional service risk. These covers help when claims move into cyber incidents, fraud, leadership decisions, or general business liability.
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Corporate cyber cover for data breaches, ransomware, business interruption, breach response, legal costs, and third-party liability.
Directors and Officers Insurance
Protects directors and officers from claims, investigations, legal costs, and personal liability linked to leadership decisions.
Commercial General Liability Insurance
Protects against third-party claims for bodily injury, property damage, and certain business liability exposures.
Estimate your premium before the sales call does.
Pick your industry, team size, and preferred cover. Get a quick premium estimate without forms, follow-ups, or the classic "we'll get back to you."
This is an estimated quote. Final quote depends on full risk profile, coverage limit, prior claims, controls in place, and insurer underwriting.
Questions people ask before the client blames the advice.
- Errors and Omissions Insurance protects businesses from claims linked to professional mistakes, negligence, omissions, or service failures.
- Yes. E&O Insurance is often called professional liability insurance or professional indemnity insurance, depending on the industry.
- Consultants, agencies, IT firms, SaaS providers, advisors, and professional service businesses should consider E&O Insurance.
- Yes, it may cover legal defence costs, court fees, and attorney fees, subject to the policy wording.
- No. Intentional misconduct, fraud, criminal acts, and deliberate wrongdoing are generally excluded from E&O Insurance.
- Mitigata compares insurer options, explains policy wording, supports documentation, and helps during claim coordination.
Your best work can still get questioned.
Book a 30-minute walkthrough with Mitigata. We'll help compare professional liability insurance options without losing sight of exclusions, limits, and claim triggers.