Professional Indemnity (PI) Insurance
From quote comparison to claim support, Mitigata helps make professional liability insurance that fits your service risk, client contracts, and budget.
HDFC ERGO
Bajaj Allianz
ICICI Lombard
Iffco Tokio
SBI General
Kotak Zurich
Raheja QBE
TATA AIG
Liberty General
Cholamandalam
Shriram General
Reliance
Go Digit
What protects you. What doesn't.
This section explains common covered and not-covered areas before a client complaint turns into a claim.
- Covered01 / 08
Legal expenses
Coverage for legal fees and defence costs incurred while defending against a covered claim.
- Covered02 / 08
Payment for damages
Payment of damages or settlements resulting from a covered claim.
- Covered03 / 08
Error or omission
Protection against claims of negligence, errors, or omissions in professional services.
- Covered04 / 08
Fraud/dishonesty of employees
Coverage for losses resulting from fraudulent or dishonest acts committed by employees during their duties.
- Covered05 / 08
Unintentional breach of confidentiality and defamation
Coverage for claims arising from unintentional libel, slander, confidentiality breach, or reputational harm caused by your professional work.
- Covered06 / 08
Infringement of intellectual property
Coverage for financial loss to your client caused by inadvertent use of intellectual property while performing services, excluding patents and trade secrets.
- Not covered07 / 08
Intentional wrongdoing
Claims arising from intentional and known misconduct are not covered.
- Not covered08 / 08
Pure contractual liability
Liability arising purely from pre-agreed compensational commitments made under a contract is not covered.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
We compare more than premiums.
Most insurance journeys stop at quote comparison. Mitigata studies your business, finds suitable options from top insurance providers, explains the fine print, and supports you when claims need speed.
Quote first. Questions later.
- 01·Price
Premium gets compared before your service risk is understood.
- 02·Wording
Exclusions appear only when the claim gets serious.
- 03·Claims
Documents bounce between teams, brokers, and insurers.
- 04·Support
After policy purchase, help becomes slow and unclear.
Risk checked. Cover matched. Support stays.
- 01·Assess
We review your professional risk before suggesting cover.
- 02·Match
Top insurers are compared for wording, price, and fit.
- 03·Claims
24/7 support helps claims move without chaos.
- 04·Honest
We explain limits clearly and never overpromise.
Covers that work well with PI.
Professional Indemnity Insurance protects service-related claims. These covers help when risk moves into cyber incidents, leadership decisions, or third-party physical liability.
Cyber Insurance for Businesses
Corporate cyber cover for data breaches, ransomware, business interruption, breach response, legal costs, and third-party liability.
Directors and Officers Insurance
Protects directors and officers from claims, investigations, legal costs, and personal liability linked to leadership decisions.
Commercial General Liability Insurance
Protects against third-party claims for bodily injury, property damage, and certain business liability exposures.
Estimate your premium before the sales call does.
Pick your industry, team size, and preferred cover. Get a quick premium estimate without forms, follow-ups, or the classic "we'll get back to you."
This is an estimated quote. Final quote depends on full risk profile, coverage limit, prior claims, controls in place, and insurer underwriting.
The "do we really need PI insurance?" section.
- Professional Indemnity Insurance protects businesses from covered claims linked to negligence, errors, omissions, or professional service failures.
- Consultants, agencies, IT firms, architects, advisors, accountants, brokers, and service-led businesses should consider PI Insurance.
- Yes, it may cover legal fees and defence costs for covered professional negligence or service-related claims.
- It may cover losses from fraudulent or dishonest acts by employees during their duties, subject to policy terms.
- No. Intentional wrongdoing, fraud, criminal activities, and deliberate misconduct are generally excluded.
- Mitigata compares insurer options, explains policy wording, supports documentation, and helps during claim coordination.
Before "small error" becomes "legal expense," talk to us.
Book a 30-minute walkthrough with Mitigata. We'll review your service risk, client contracts, insurer options, and PI Insurance wording before one unhappy client turns into a legal bill.