Workmen Compensation (WC) Insurance
Get workplace injury cover that matches your employee count, industry risk, operational exposure, and insured requirements.
HDFC ERGO
Bajaj Allianz
ICICI Lombard
Iffco Tokio
SBI General
Kotak Zurich
Raheja QBE
TATA AIG
Liberty General
Cholamandalam
Shriram General
Reliance
Go Digit
What protects your workers. What doesn't.
This section explains common covered and not-covered areas before a workplace accident turns into a claim.
- Covered01 / 06
Medical expenses
Covers treatment costs for work-related injuries suffered by employees during the course of employment.
- Covered02 / 06
Lost wages
Provides compensation for income lost when an employee cannot work because of a covered job-related injury.
- Covered03 / 06
Workplace Injury
Covers compensation for permanent or partial or total disability.
- Covered04 / 06
Death benefits
Provides payments to dependents if an employee dies because of a covered work-related accident or illness.
- Not covered05 / 06
Intentional injuries
Injuries caused intentionally by the employee are not covered under Workmen Compensation Insurance.
- Not covered06 / 06
Non-work-related injuries
Injuries or illnesses that are not connected to job duties or workplace activity are not covered.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
Workplace cover should not be paperwork theatre.
Most insurance journeys stop at quote comparison. Mitigata studies your workforce, job roles, operating risk, insurer options, and claim support needs before recommending Workmen Compensation Insurance.
Quote first. Questions later.
- 01·Price
Premium gets compared before workplace risk is understood.
- 02·Wording
Exclusions appear only when the claim gets serious.
- 03·Claims
Documents move slowly across brokers, teams, and insurers.
- 04·Support
After purchase, help becomes unclear and delayed.
Risk checked. Cover matched. Support stays.
- 01·Assess
We review workforce size, roles, and job risk.
- 02·Match
Top insurers are compared for coverage and price.
- 03·Claims
24/7 support helps claims move without chaos.
- 04·Honest
We explain limits clearly and never overpromise.
The nearby risks worth covering too.
Pair Workmen Compensation Insurance with policies that cover public-facing risk, premises liability, and service-related claims.
Commercial General Liability Insurance
Broader business liability cover for third-party bodily injury, property damage, advertising injury, legal defence, and completed operations.
Public Liability Insurance
Protects businesses from third-party claims linked to accidental injury, property damage, lawsuits, investigations, and settlements.
Professional Indemnity Insurance
Covers claims linked to professional negligence, errors, omissions, legal expenses, and compensation demands from clients.
Estimate your premium before the sales call does.
Pick your industry, team size, and preferred cover. Get a quick premium estimate without forms, follow-ups, or the classic "we'll get back to you."
This is an estimated quote. Final quote depends on full risk profile, coverage limit, prior claims, controls in place, and insurer underwriting.
The "do we need Workmen Compensation Insurance?" section.
- Workmen Compensation Insurance covers employees for work-related injuries, illnesses, lost wages, disability, and death benefits.
- Businesses with employees, workers, contractors, factory staff, field teams, or operational workforces should consider this cover.
- Yes, it may cover medical treatment costs for covered injuries or illnesses linked to job duties.
- Yes, it may compensate employees for lost income when they cannot work due to covered workplace injury.
- No. Injuries intentionally caused by the employee are generally excluded under Workmen Compensation Insurance.
- Mitigata compares insurer options, explains policy wording, supports documentation, and helps during claim coordination.
Before one injury becomes a legal bill, talk to us.
Book a 30-minute walkthrough and we'll review your workforce exposure, insurer options, policy wording, and claim support needs.