SCC Times
Apr 24, 2026
RBI notifies the Digital Payments E-mandate Framework, 2026, one consolidated rulebook for every recurring debit
Stop paying for subscriptions you forgot.
Subscriptions, free trials, app renewals, and UPI AutoPay mandates can keep charging you every month. AutoPay Scan helps you find active recurring payments in 60 seconds.
2x
UPI AutoPay growth in a year
92.6 Cr
AutoPay transactions processed
₹300+ Cr
Estimated monthly silent debit loss
42%
Of Indians pay for unused subscriptions
Sunday, 1 August
9:41
Reelo
Short video app · ₹1 trial
₹1
One-time today
Enable UPI AutoPayAuto-renews after your free trial
›
₹1 paid
AUG
August 2026
JUL
July 2026
₹0 debitednow
Reelo · UPI AutoPay
You forgot.
AutoPay didn’t.
Autopays don't forget. Sadly, you do.
Most people don’t notice recurring payments right away. A ₹1 trial, a ₹299 subscription, or an old UPI AutoPay mandate can keep running for months.
- 01 · Silent drain
You stopped using it. It kept charging.
Old apps, OTT plans, memberships, and tools can keep billing even after you forget them.
Stopped using, still payingUsed8 months agoStill billing₹899/mo - 02 · Trial trap
Free trials don’t stay free.
Trial plans often become paid subscriptions before you notice the first debit.
Free trial to ₹449/moDay 0₹0 trialDay 30₹449 charged - 03 · Late discovery
Small charges don't feel worth checking.
Small charges like ₹49 and ₹199 don’t seem like much. But in a year, they can quietly add up to ₹2,000 or more.
Hidden in the statementDebit startsmonth 1Noticedmonth 6
Find active autopays before the next debit.
AutoPay Scan checks your active mandates using your mobile number, with no bank login and no statement upload.
- 01
Enter your mobile number
Use the number linked to your bank's UPI or recurring payment mandates. That's where the trail begins.
- 02
We check the mandate registry
With your consent, AutoPay Scan checks official mandate records to find active recurring payments linked to your account.
- 03
See what's charging you
Get a clear list of active, forgotten, and suspicious mandates. Cancel what you don't want, right from there.
The headlines have been warning us. Loudly.
Business Today
Apr 22, 2026
New e-mandate rules let customers pause, modify or block any recurring auto-debit at any time
Open Magazine
Apr 2026
How the RBI auto-debit overhaul changes SIPs, OTT subscriptions and monthly bill payments
Business Today
May 02, 2026
RBI auto-debit rules explained, what the new UPI and card changes mean for you
NewsBytes
Apr 2026
RBI tightens auto-pay under a single digital-payments framework spanning cards, UPI and wallets
Economic Times
Dec 08, 2023
RBI raises the e-mandate cap to ₹1 lakh for mutual funds, insurance premiums and credit-card bills
The Hindu
Oct 01, 2021
RBI's e-mandate framework takes effect, a pre-debit notification is required before recurring charges
NPCI
2020
NPCI rolls out UPI AutoPay, bringing mandate-based recurring payments to UPI
FAQFair questions.
Fair questions.
We'd ask them too.
- We only use the details needed to run your scan and create your report. We do not sell your information or use it for spam. The report is meant to help you understand what may be exposed and what to do next.
- Yes. The scan checks legitimate breach intelligence, public exposure signals, and available risk indicators. We do not hack into accounts or access private systems.
- It checks whether your personal details may appear in breach databases or exposed sources. This may include emails, phone numbers, passwords, and other risk signals linked to you.
- AutoPay Scan helps identify active autopay mandates and recurring payment setups, so you can spot forgotten subscriptions, trials, and silent debits.
- No. Think of it as an early warning check. It helps you find exposed data or active mandates so you can act before the problem gets worse.
- Yes, but only with their consent. It is especially useful for parents, grandparents, or family members who may not regularly check their digital exposure.
Get started
Run AutoPay Scan
See where your money
actually goes.
Run a quick AutoPay Scan to find active mandates, forgotten subscriptions, and silent recurring debits. Cancel what you don't want, before it bills you again.
- DPDP-compliant
- Re-check free for 30 days
- No SMS, no upsell emails